Chevrolet Car Loan Finance Application | Crystal Lake IL


Couple excited about buying a car.

Finance Department in Crystal Lake, IL

Welcome to Martin Chevy's Finance Department, your trusted dealer for both new and pre-owned vehicles in Crystal Lake, IL. Whether you're interested in leasing, financing, or selling your car, our team of financing experts is here to assist you. We offer competitive rates and terms on our wide selection of cars. Our finance experts will guide you through the financing process to help you purchase your dream car in no time. If you're ready to start the financing process, you can get pre-approved with our secure online finance application.

If you're unsure which option is right for you, we invite you to review the benefits of leasing and financing. This way, you can shop with confidence, knowing that you're making a decision that aligns with your budget and lifestyle. Whether you choose to lease a new Chevrolet for two to three years or invest in your future by financing, the choice is entirely up to you.

Chevrolet Financing

If you're someone who enjoys having the latest technology, design, and features without making a long-term commitment, leasing might be the perfect option for you. With a lease, you can enjoy a brand-new Chevrolet every two to three years and pay a smaller amount upfront. Additionally, during the entire duration of the lease, the manufacturer's warranty covers most routine maintenance costs and repair issues, which means you won't have to worry about unexpected expenses.

Chevrolet also offers the Chevrolet Advanced Lease Protection, which is a competitive add-on that provides extra services and protection during and after the manufacturer's warranty. With this offer, you can enjoy additional coverage and peace of mind. Additional benefits of choosing to lease your next Chevy includes:

  • Experience “new” more often with typically shorter contract lengths
  • Pay for the best miles of a vehicle's life — when it's still new and under warranty
  • Save money with a lower upfront cost and monthly payment
  • Worry less about depreciation and buy your lease after if you want

Chevrolet Leasing

If you want the ability and freedom to get a new Chevy every 2 to 3 years, leasing may be the right choice for you. When you lease, you’re not as constrained by the overall price of the vehicle because you only pay for the portion that you use. You can consider vehicles with more options, trade in your vehicle for the latest model more frequently, and align the lease term to the vehicle warranty period for greater peace of mind.

Chevy also offers additional lease cover through their Chevrolet Advanced Lease Protection. This unique offering lets you get coverage that provides additional services and protection during the manufacturer’s warranty, plus coverage after the manufacturer’s warranty expires. Additional benefits of choosing to lease your next Chevy includes:

  • Experience “new” more often with typically shorter contract lengths
  • Pay for the best miles of a vehicle's life — when it's still new and under warranty
  • Potentially save money with a lower monthly payment
  • Worry less about depreciation and enjoy driving without worrying about the decrease in value

Extended Protection

Chevrolet Protection Plan can provide convenience and comfort, and enhance your ownership experience. Each GM brand offers seamless coverage and benefits that continue even after your new vehicle warranty expires, so you can relax and enjoy the ride.

The optional Extended Limited Warranty may be selected for new Chevrolet vehicles at the time of vehicle purchase. When you choose the optional Extended Limited Warranty, your coverage is 5-years/60,000-miles, whichever comes first. Extended Limited Warranty is only available at the time of new vehicle purchase. Chevrolet’s optional Extended Limited Warranty has no deductible and coverage is the same as the standard term Bumper-to-Bumper Limited Warranty.

Chevrolet Protection Plans can give you the confidence and comfort you need to enhance your Chevrolet ownership experience. From Chevrolet Tire and Wheel Protection to GAP coverage and more, find new roads with confidence you can only get from Chevrolet Protection products. Click here for more information on Chevrolet Protection products.

Why Choose Martin Chevrolet?

 

Financing FAQ

We handle every transaction in a very simple, straightforward, and transparent manner, and our goal is to make your car-buying experience enjoyable. We call this Martin True Deal. We outline the benefits of choosing Martin Chevy for your next vehicle purchase in every price quote we perform. This is one of the many reasons why it is valuable to choose us as your preferred Chevrolet dealer. Some of the benefits we offer at Martin Chevy that differentiate our dealership from others include:

  • Competitive pricing on all cars and services
  • Lifetime "Free" oil changes
  • Free car wash with every service
  • Express service with 25 service bays
  • Extended service hours and free shuttle service


Choosing is all based on your budget and lifestyle needs. While financing allows you to borrow and own, leasing is like renting for a two to three-year term.

  • Warranty coverage and ability to buy
  • Enjoy the latest technology and stylings
  • Available incentives and rewards
  • Available Chevrolet Advanced Lease Protection
  • Mileage limitations
  • No customizations
  • Excessive wear cost
  • Not an asset
  • Multiple lender options
  • No car payments once paid off
  • Ownership and ability to sell
  • No mileage restrictions
  • Ability to personalize and customize
  1. Higher monthly payments
  2. Higher down payment
  3. Higher repair costs
  4. Vehicle depreciation
  1. Lease a new Chevrolet
  2. Buy a new Chevrolet
  3. Buy your currently leased Chevrolet
  4. Walk away after an inspection
  • Scheduling your inspection
  • Review and make possible repairs
  • Make an appointment at a dealer
  • Complete a federal odometer/lease termination statement
  • Pay any lease liability fees/charges
  • Pay any additional charges

You can return your lease to any certified Chevrolet dealership.

After arranging a return date, clean and retrieve personal items from the storage compartments. You should also clear the navigation system of all saved addresses, erase programmable garage door codes, and delete all saved phone numbers. Then make sure the following equipment is present in the vehicle:

  • All keys and key fobs
  • Owner’s manual
  • Entertainment system headphones
  • Other accessories included in the lease package
  • Original manufacturer wheels at the time of the lease
  • Power charging cables for electric vehicles

Auto Loans

The Martin Chevrolet finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Crystal Lake, McHenry, and Lake in the Hills to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Woodstock to Huntley. Whether you are right down the road or an hour away from Crystal Lake you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Martin Chevrolet loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Chevrolet vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Chevrolet vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Martin Chevrolet finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Illinois banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!